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INDEPENDENT INSURANCE BROKER · CROUCH END
Contractors Combined
Insurance.
From the first delivery to the final handover.
Tell us about your trades, contracts and sites. We’ll explore cover for the work in progress, equipment and liabilities connected with your contracting business.
An initial enquiry. Cover starts only when arranged and confirmed.
Independent since 1978
Based in Crouch End, London
Speak to a real broker
01 / UNDERSTAND YOUR COVER
Start with what happens on site.
The work, contract wording and way you use people and plant can change the insurance required. Declare specialist tasks and unusual projects before starting.
01
Contract works
Describe projects in progress, contract values and periods, materials and when your responsibility for the works ends.
02
Own & hired plant
Separate equipment you own from hired plant, and explain the values and liabilities accepted under hire agreements.
03
Public liability
Declare the work performed and the potential for injury or damage to others, including height, depth and heat work.
04
Employers’ liability
Explain employees and other people working under your direction so the correct employment-related section can be considered.
These are cover areas to discuss. Insured events, limits, excesses and exclusions depend on the policy you arrange.
ESTABLISHED
1978
An independent insurance broker
since 1978
London roots. Looking ahead.
WHY CROSSROADS
More than four decades.
Still personal.
Insurance starts with understanding what matters to you. We begin with a conversation.
01 / THE CROSSROADS APPROACH
Independent markets. Personal attention.
We explore the options available through our insurance markets, based on your business activities, circumstances and the cover you need.
02 / THE CROSSROADS APPROACH
People you can speak to.
Tell us what you need and ask the questions that matter to you. Our team will talk you through the available options.
03 / THE CROSSROADS APPROACH
Know where you stand.
We explain the cover, excesses and relevant terms before you decide. You can ask us about the details at every stage.
GETTING STARTED
Three steps.
Let’s get started.
01
Tell us what you need
Share your requirements and contact details. We’ll get in touch to discuss the information needed for a quote.
02
Explore your options
We discuss available cover, optional extras and payment arrangements, including the relevant terms.
03
Confirm before cover starts
Complete the required information and arrangements. Check your documents and the confirmed start date.
Useful details to have ready
Trades; turnover and wages; largest contracts; project lengths; height and depth work; heat use; plant values; subcontractors.
Ready to discuss your cover?
Send a short enquiry and we’ll contact you to discuss your requirements.
CUSTOMER EXPERIENCES
Real people.
In their own words.
Read what customers say about their experience with Crossroads.
A LITTLE MORE CLARITY
Your questions
answered.
Answers to common questions about contractors combined insurance and arranging cover.
Understanding the cover
Are existing buildings covered by contract works insurance?
Do not assume so. The works and the existing structure can need different arrangements, especially during refurbishment.
Do hired-in plant terms matter?
Yes. Your hire contract may create responsibilities for damage and continuing hire charges. Provide the terms when discussing cover.
Practical details
Should I declare subcontractors?
Explain who you use, their work and how they are supervised and insured. Different working arrangements can affect the policy.
Can I undertake a different trade under the same policy?
Check before accepting the work. Activities such as roofing, demolition or specialist groundworks may need referral or different cover.
Getting a quote
How do I start an enquiry?
Choose a quick callback or share your quote details using the enquiry form, or call 020 8374 9331. We’ll review your requirements and explain any further information needed.
Does the form start insurance cover?
No. Cover begins only when it has been arranged and confirmed. An enquiry or request for a quote is not evidence of insurance.
Managing your policy
Can I ask about instalments?
Ask about available payment arrangements and the total cost. Premium finance is subject to eligibility and terms.
What should I do if my circumstances change?
Contact us before changes affecting the insurance, including activities, property use, values or other insured details. Acceptance and any additional cost must be confirmed.
OTHER WAYS TO WORK
Find your next route.
LET’S TALK ABOUT YOUR COVER
Let’s talk about
your cover.
Tell us what you need. We’ll take it from there.
Monday–Friday · 9am–5pm
133 Tottenham Lane, Crouch End, London, N8 9BJ