Home / Management Liability Insurance
INDEPENDENT INSURANCE BROKER · CROUCH END
Management Liability
Insurance.
Decisions carry responsibilities.
Explore cover for claims connected with running a business, including directors’ and officers’ liability and other available sections. Tell us about the organisation, its people and any known circumstances.
An initial enquiry. Cover starts only when arranged and confirmed.
Independent since 1978
Based in Crouch End, London
Speak to a real broker
01 / UNDERSTAND YOUR COVER
The company and its people are not the same risk.
Claims against an individual director differ from claims against the organisation. Employment disputes and other management risks may require separate sections.
01
Directors & officers
Discuss protection for insured individuals facing allegations connected with their management responsibilities.
02
Corporate liability
Ask whether the organisation itself has a section for covered management-related claims and how it differs from individual cover.
03
Employment practices
Explain employee numbers, working practices and any known disputes so employment-related cover can be considered.
04
Defence costs
Check notification, consent and legal representation conditions. Paying defence costs is subject to the policy’s scope and limits.
These are cover areas to discuss. Insured events, limits, excesses and exclusions depend on the policy you arrange.
ESTABLISHED
1978
An independent insurance broker
since 1978
London roots. Looking ahead.
WHY CROSSROADS
More than four decades.
Still personal.
Insurance starts with understanding what matters to you. We begin with a conversation.
01 / THE CROSSROADS APPROACH
Independent markets. Personal attention.
We explore the options available through our insurance markets, based on your business activities, circumstances and the cover you need.
02 / THE CROSSROADS APPROACH
People you can speak to.
Tell us what you need and ask the questions that matter to you. Our team will talk you through the available options.
03 / THE CROSSROADS APPROACH
Know where you stand.
We explain the cover, excesses and relevant terms before you decide. You can ask us about the details at every stage.
GETTING STARTED
Three steps.
Let’s get started.
01
Tell us what you need
Share your requirements and contact details. We’ll get in touch to discuss the information needed for a quote.
02
Explore your options
We discuss available cover, optional extras and payment arrangements, including the relevant terms.
03
Confirm before cover starts
Complete the required information and arrangements. Check your documents and the confirmed start date.
Useful details to have ready
Company structure; turnover; financial position; employee numbers; subsidiaries; overseas operations; disputes and known circumstances.
Ready to discuss your cover?
Send a short enquiry and we’ll contact you to discuss your requirements.
CUSTOMER EXPERIENCES
Real people.
In their own words.
Read what customers say about their experience with Crossroads.
A LITTLE MORE CLARITY
Your questions
answered.
Answers to common questions about management liability insurance and arranging cover.
Understanding the cover
Does this replace professional indemnity?
No. Professional services, public liability and management decisions involve different risks and policy wordings.
Are all directors automatically covered?
Check who is insured, including past, present or future directors and other roles. The definition varies by policy.
Practical details
Can a known dispute be included?
Disclose it before arranging cover. Existing claims or circumstances may be excluded or prevent acceptance.
Why do financial details matter?
Insurers assess the organisation’s circumstances and exposure. Accurate financial information forms part of that assessment.
Getting a quote
How do I start an enquiry?
Choose a quick callback or share your quote details using the enquiry form, or call 020 8374 9331. We’ll review your requirements and explain any further information needed.
Does the form start insurance cover?
No. Cover begins only when it has been arranged and confirmed. An enquiry or request for a quote is not evidence of insurance.
Managing your policy
Can I ask about instalments?
Ask about available payment arrangements and the total cost. Premium finance is subject to eligibility and terms.
What should I do if my circumstances change?
Contact us before changes affecting the insurance, including activities, property use, values or other insured details. Acceptance and any additional cost must be confirmed.
OTHER WAYS TO WORK
Find your next route.
LET’S TALK ABOUT YOUR COVER
Let’s talk about
your cover.
Tell us what you need. We’ll take it from there.
Monday–Friday · 9am–5pm
133 Tottenham Lane, Crouch End, London, N8 9BJ