Minifleet Insurance

Comprehensive Minifleet Insurance for UK Businesses

At Crossroads Insurance Services, we specialise in providing tailored Minifleet Insurance for businesses operating multiple vehicles. Our policies are designed to protect your fleet from accidents, theft, and liability claims, ensuring your business runs smoothly.

Types of Fleets We Insure
We provide insurance for a variety of fleet types, including:

• • Cars
  • Vans
  • Light Commercial Vehicles

Why Do You Need Minifleet Insurance?

Managing a fleet of vehicles can be complex and costly, particularly when accidents or breakdowns occur. Minifleet Insurance simplifies your insurance needs while ensuring comprehensive coverage for each vehicle in your fleet, allowing you to focus on your business operations.

What Does Our Minifleet Insurance Cover?

Our Minifleet Insurance policies provide varying levels of coverage to suit your needs:

• • Third Party Only (TPO): Covers damage to other vehicles and injuries to third parties. This is the minimum legal requirement for operating vehicles.
  • Third Party, Fire & Theft (TPFT): This policy includes third-party coverage, plus protection against fire damage and theft of your vehicles.
  • Comprehensive Insurance: Provides complete coverage for third-party claims as well as damages to your own fleet vehicles, offering the highest level of protection.

Additional Coverage Options
We offer a range of add-on cover options to enhance your standard Minifleet Insurance, allowing you to choose the level of protection that best suits your business. These options come at an additional premium:

• • Motor Legal Expenses: Covers legal costs up to £100,000 in case of a non-fault accident, ensuring you’re protected against uninsured losses.
  • Bonus Protection: Provides coverage for additional costs incurred, such as hiring a replacement vehicle or covering excess costs after a claim.
  • Breakdown Cover: Offers roadside assistance, vehicle recovery, and home start services, ensuring your business remains operational even in emergencies.

Why Choose Crossroads Insurance Services?

• • Tailored Fleet Insurance: Designed specifically for businesses with multiple
  • Cost-Effective Solutions: Our competitive premiums help you manage costs while ensuring adequate coverage. vehicles, providing extensive protection.
  • Dedicated Claims Support: Our experienced team provides ongoing support throughout the claims process, ensuring a smooth experience.

Frequently Asked Questions About Minifleet Insurance

1. 1. How many vehicles can I cover with a minifleet policy?
      Minifleet policies generally cover between 2 and 10 vehicles. For larger fleets, fleet insurance may be more appropriate.
   2. Can I insure different vehicle types under one policy?
      Yes, our minifleet insurance can cover cars, vans, and other types of vehicles under a single policy.
   3. Is minifleet insurance more cost-effective than insuring vehicles separately?
      Typically, yes. Consolidating your vehicles under one policy can often result in lower premiums compared to insuring each vehicle separately.
   4. Can I add new vehicles to my minifleet insurance policy?
      Yes, you can easily add or remove vehicles from your minifleet insurance policy as your business grows or changes.
   5. How do I get a quote for minifleet insurance?
      Call Crossroads Insurance Services at 0208 374 9331 for a personalised quote tailored to your fleet needs.