Cover work vans and belongings, travel to various sites, and transport goods with ease.
Comprehensive Commercial Vehicle Insurance in the UK
At Crossroads Insurance Services, we understand the critical role that vehicles play in your business operations. Whether you run a small business with a single van or manage a large fleet of vehicles, our Commercial Vehicle Insurance is designed to keep your vehicles protected and ensure minimal disruption in case of accidents, theft, or breakdowns.
Why Do You Need Commercial Vehicle Insurance?
For businesses that rely on vehicles for daily operations, an accident or breakdown can lead to significant financial losses. Commercial Vehicle Insurance provides coverage for these incidents, ensuring your vehicles remain on the road and your business continues to function smoothly. Whether you’re delivering goods, transporting equipment, or providing services, our tailored policies are designed to meet the specific needs of your business vehicles.
Having the right coverage also helps to maintain your business reputation, as it demonstrates reliability to your clients and customers. This can be a crucial factor in securing future contracts or retaining existing clients.
What Does Our Commercial Vehicle Insurance Cover?
We offer a range of coverage options that cater to different business needs:
Third Party Only (TPO): The minimum required by UK law, covering damage to other vehicles and third-party injuries.
Third Party, Fire & Theft (TPFT): This coverage includes third-party damage as well as fire damage and theft of your vehicle.
Comprehensive Insurance: Covers third-party damages, fire, theft, and any damages to your own vehicle resulting from an accident, providing peace of mind for your business operations.
Goods in Transit: Provides protection for goods being transported in your
commercial vehicles, ensuring they are covered against loss, damage, or theft while in transit. This is essential for businesses relying on the safe delivery of products.
Additional Cover Options
We offer a range of add-on cover options to enhance your standard Commercial Vehicle Insurance, allowing you to choose the level of protection that best suits your business needs. These options come at an additional premium:
Protected No Claims Bonus: Safeguards your no-claims discount, ensuring you don’t lose it after a claim.
Motor Legal Expenses: Covers legal costs up to £100,000 in case of a non-fault accident, providing valuable legal support and peace of mind.
- Excess Protect Insurance: Offers reimbursement for up to £500 of your excess following a claim, minimizing your financial impact after an incident.
- Breakdown Cover: Provides roadside assistance, vehicle recovery, and home start services to ensure you’re back on the road as soon as possible, preventing costly downtime.
Why Choose Crossroads Insurance Services?
Flexible Cover Options: We tailor our policies to your specific vehicle type and business needs, offering the flexibility you need to choose the right level of protection.
Competitive Premiums: Our policies are competitively priced, ensuring you receive comprehensive coverage without paying over the odds.
- Expert Claims Assistance: In the event of a claim, our team of insurance professionals will be on hand to provide expert guidance and support, helping you resolve the situation quickly and efficiently.
Frequently Asked Questions About Commercial Vehicle Insurance
- Is commercial vehicle insurance mandatory in the UK?
Yes, all vehicles driven on UK roads must be insured. For vehicles used for business purposes, commercial vehicle insurance is required to ensure they are properly covered for business-related risks. - Can I insure multiple vehicles under one policy?
Yes, we offer fleet insurance options that allow you to cover multiple vehicles under a single policy. This can often lead to cost savings and simplifies the management of your vehicle insurance. - What does goods in transit cover include?
Goods in transit cover protects the items you are transporting in your vehicle from theft, damage, or loss while in transit. This is essential for businesses that rely on the safe delivery of goods. - How do I get a commercial vehicle insurance quote?
Contact Crossroads Insurance Services at 0208 374 9331 to receive a tailored quote based on your business’s specific needs. We’ll help you find the right coverage at a competitive price.